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Bill Payment Wallet

Paying bills in Nigeria usually means a different app, a different card and a different failed transaction for each one. Ziippa puts them behind a single wallet: users fund it through Flutterwave, then top up airtime and data on MTN, Glo, Airtel and 9mobile, buy electricity tokens, and renew DStv, GOtv or StarTimes — all from one dashboard with a clear transaction history.

Result
4 networks · 3 TV providers · 1 wallet
Stack
Next.js, NestJS, Drizzle ORM
ziippa.app
Ziippa — Bill Payment Wallet built by Zephra Studio

What made it work.

  • 01

    One wallet, funded via Flutterwave, that pays for airtime, data, electricity and cable TV

  • 02

    VTpass integration covering all four mobile networks, prepaid electricity and three TV providers

  • 03

    OTP-verified sign-up, JWT auth and a rate-limited, Redis-backed API

The outcome

Recurring bills become a two-tap habit instead of a monthly chore — and every purchase lands in one clean transaction history.

Next.js NestJS Drizzle ORM PostgreSQL Redis VTpass Flutterwave Turborepo

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